Features
Everything Coator does to connect creditors and debt collection agencies — without custom integrations on either side.
File ingestion
Accept debt portfolio files in any format your clients already use.
Universal input formats
CSV, XML, fixed-width, JSON, and custom delimited formats are all supported out of the box. No pre-processing or conversion required before upload.
Encoding & locale handling
Automatically detect and handle different character encodings, date formats, decimal separators, and regional conventions.
Large file support
Designed to handle portfolios of tens of thousands of claims without timeouts or memory issues.
Transformation & mapping
Define exactly how fields map between your input format and the Coator standard.
Visual mapping editor
No-code field mapping with support for transformations, default values, conditionals, and value lookups. Works for both inbound (any format → standard XML) and outbound (standard XML → any format) mappings.
Standard XML schema
Every portfolio is validated against the Coator standard schema before it is made available for delivery. Invalid data is surfaced clearly.
Reusable mapping rules
Save mappings per client or file type and reuse them across uploads. Update once and all future uploads use the new rules.
Delivery & output
Get transformed files to agencies in exactly the format they need.
Agency connectors
Agencies connect via native Coator connector, REST API, or SFTP export. Each connector supports custom business rules and a pre-delivery pipeline for data enrichment.
Custom output formats
Agencies with existing import pipelines can configure an outbound mapping to re-transform the standard file into their own format — CSV, XML, fixed-width, or custom.
Delivery tracking
See when a portfolio was picked up, by whom, and in what format. Full audit trail per portfolio.
Ready to get started?
Set up your first transformation in minutes.